Andrea Luoni, CEO and Founder of RateCraft, discusses her company’s nearly 25 years of helping businesses and organizations save millions of dollars in insurance premiums. One such organization that has benefitted from RateCraft’s unprecedented success is TERI (Training, Education, Resource, Institute), a venerable, 40-year San Diego County organization whose mission is to change the way the world sees, helps, and empowers individuals with special needs. Joe Michalowski, Chief Financial Officer for TERI, talks about the myriad services offered TERI.